Santa Cruz Mortgage Services

Home Purchase

So you’ve found a home of your dreams and are on your way to being a homebuyer. Only how are you going to pay for your new home? If you are like most Americans, you’ll need to finance your new home by getting a home loan—also known as a mortgage.

Refinance

The timing might be right to refinance your mortgage loan. New rates may help you significantly lower your monthly payment. Or you might want to “cash out” some of the built-up equity in your home, which you can use to consolidate debt, improve your home, take a vacation – whatever! Perhaps by refinancing you can even pay off your mortgage sooner!